30 September 2013South Africa’s Ministry for State Security says it continues to work with countries, not only in Africa but the rest of the world, to share critical information about terrorism threats.“Terrorism is a global phenomenon which all countries take seriously, and as countries we partner to share information to thwart potential threats of terror,” spokesperson Brain Dube told SAnews on Monday.This follows reports that Samantha Lewthwaite, dubbed the “White Widow”, is suspected to be behind last week’s bloody Westgate Mall terror attack in Kenya. The 29-year-old British woman allegedly used a South African passport under the name Natalie Faye Webb to enter Kenya.The passport, which was obtained using fraudulent supporting documents, was later cancelled following an investigation by South Africa’s Department of Home Affairs.Dube, who said he cannot comment on external claims regarding the country’s intelligence, said South Africa does its own assessments based on national interests which form the basis of state security.“As government we remain vigilant and take these incidents seriously.” However, he could not detail the nature of the government’s continuing investigations due to their sensitivity.The four-day siege in Nairbobi last week left more than 60 people – including a South African, James Thomas – dead and over 170 people injured. About 15 suspected Al Shabaab terrorists have been detained by the Kenyan government.Although the Kenyan government has not officially or directly linked Lewthwaite to the attack, Interpol has issued a red notice for her arrest, urging all 190 member countries to assist in tracking her down and arresting herSource: SAnews.gov.za
Return to article. Long DescriptionYou don’t have much cash, and may need to be liquid.Owning your home may feel great on one level, because that big monthly bill is gone. On the other hand, typically, homeowners who pay off their own homes have sunk much of their net worth into the house and now have much less liquidity. If a big cost comes up (and who can guarantee for sure that it won’t?) there may be no easy way to access a large sum of money….at least, not without selling the house, which likely is (and should be) at the bottom of the list.You aren’t maxing out your retirement plans.In almost all situations, experts say, it’s a better bet to max out tax-advantaged retirement accounts (like IRAs, 401Ks, or in the case of the military, TSP accounts) before paying off a home. And don’t even think about turning down employer matching funds in favor of getting rid of the mortgage!You might be moving.Experts agree that there is little to no point to paying off a house early if moving may be in the plan. If this isn’t your forever home, just don’t bother.Reasons to Consider Paying Off a Mortgage Early:You’re close to retirement.If you’re approaching retirement and still staring down a mortgage, it might be time to think a little more about the situation. Retirees living on a fixed and limited income may benefit significantly from knocking out that monthly payment, especially since investing heavily in the market may not make as much sense at this age.You have a high interest rate on your mortgage.In truth, a whole lot should depend on how much interest you’re paying your loan. If the rate is relatively high, then you might well be better off paying it off. If it’s quite low, then the mortgage really does fall into the category of “good debt” and isn’t worth the opportunity cost you incur by paying it off. Take that extra money you apparently have lying around and invest it instead.You really hate debt.While this really isn’t a financial reason to make this decision, for some, it’s emotionally compelling. You may just enjoy your life more with the knowledge that the house is fully paid off.You’re not going to save otherwise.Financial experts do mention that if someone doesn’t seem to be capable of saving or putting money away in any other fashion, making one big push to pay off the house can be a “safe” way to ensure a degree of financial security. However, this situation isn’t all that common.You want to leave your house to someone who needs it.If you’re hoping to leave your house as an inheritance to someone who might lack the means to pay the mortgage, or simply want to make the inheritance simple, making sure it’s all paid off as soon as you can manage is probably the best choice.The question of whether or not to pay off a mortgage before the term is actually up is a “good problem to have.” It means that a homeowner has amassed enough wealth and financial security to be able to consider making a lump sum payment that is out of the reach of many. However, before being overly tempted by the idea of no longer having a payment, anyone considering this option should think carefully. While it might be the right choice, there are many good reasons why it might not be.References:Backman, M. (2016). 3 Reasons Not to Pay Off Your Mortgage. Retrieved from https://www.fool.com/investing/general/2016/01/03/3-reasons-not-to-pay-off-your-mortgage.aspxCharles Schwab. (2017). Should You Pay Off Your Mortgage Early, Before You Retire? Retrieved from http://www.schwab.com/insights/personal-finance/should-you-pay-off-your-mortgage-early-before-you-retireNason, D. (2015). Should you pay off your mortgage early? Maybe not. Retrieved from http://www.cnbc.com/2015/07/13/should-you-pay-off-your-mortgage-early-maybe-not.htmlPhipps, J. (2017). Keep the mortgage or pay off the house?Retrieved from http://www.bankrate.com/retirement/keep-the-mortgage-or-pay-off-the-house/Russell, R. (2014). Should You Pay Off Your Mortgage? Retrieved from https://www.forbes.com/sites/robrussell/2014/07/10/should-you-payoff-your-mortgage/2 Photo by mastersenaiper via Pixabay.com, CC0. https://pixabay.com/en/key-home-house-estate-business-2323278/ By Carol ChurchA mortgage is typically the largest debt most of us ever have, and for some, the desire to “get rid of” this big obligation can be intense! As the end of the term approaches, or even well before, some homeowners may begin to consider paying off their mortgages early.But does it really make financial sense to pay off this debt before the term is up? A lot will depend on your age, financial situation, and personal money goals. However, a few pros and cons regarding this idea follow.Reasons Not to Pay Off a Mortgage Off Early:You have other unsecured debt, like a car note or credit card bills.As most people likely already know, mortgage debt is typically considered “good” debt, while many other types of debt, such as a car loan or credit card bills, are not. Homeowners shouldn’t even consider paying off a mortgage early if there are financial obligations like these in play.You benefit significantly from the mortgage interest tax deduction.The mortgage interest deduction may be the most frequently cited reason not to pay off a house early. For those who purchased costly homes and who are in high tax brackets, this deduction can be very significant—well worth the cost of holding onto the payments. (However, for other homeowners whose loans are smaller and whose tax obligations are less, the deduction may be far less valuable—or even nonexistent.)
The Tamaraws were eliminated from the Final Four in Season 80 despite holding a twice-to-beat advantage against third seed Ateneo and they made sure that won’t happen this time around.FEU ended its finals curse of six years after it upended Ateneo, 21-25, 25-23. 25-22, 25-22, Saturday at Mall of Asia Arena in what turned out to be a statement game for the Tamaraws.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSPalace wants Cayetano’s PHISGOC Foundation probed over corruption chargesSPORTSSingapore latest to raise issue on SEA Games food, logistics“We were at that point [where the past could happen twice] but I told my teammates that this is Season 81, that was in Season 80,” said Richard Solis in Filipino. “We won’t let happen what happened last year repeat itself. We worked really hard to get this victory.”FEU owned the twice-to-beat advantage in its Season 80 series against the Blue Eagles but had no answer for the monstrosity of Marck Espejo. Sports Related Videospowered by AdSparcRead Next With his team at a disadvantage, Espejo put up an unreal average of 39 points per game including a 55-point outburst in the opener.The Tamaraws’ win over the Blue Eagles also pushed them to their first finals series since Season 75 where they lost to National University in three games.John Paul Bugaoan said they won’t stop until they get the title and that the pain they’ve experienced in Season 80 was a lesson learned for them.“We won’t stop until we get that big trophy,” said Bugaoan. “We don’t want what happened last year to happen again. We just have to work hard, and as Kuya Richard said that was in Season 80, this is Season 81.”ADVERTISEMENT SEA Games hosting troubles anger Duterte Ethel Booba twits Mocha over 2 toilets in one cubicle at SEA Games venue DA eyes importing ‘galunggong’ anew LATEST STORIES PH women’s volleyball team motivated to deliver in front of hometown crowd PLAY LIST 02:25PH women’s volleyball team motivated to deliver in front of hometown crowd01:00Chief Justice Peralta on upcoming UAAP game: UP has no match against UST00:59Sports venues to be ready in time for SEA Games02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Don’t miss out on the latest news and information. MOST READ Philippine Arena Interchange inaugurated Private companies step in to help SEA Games hosting MANILA, Philippines—Far Eastern University made sure it has learned its lesson from a season ago.ADVERTISEMENT Cayetano: Senate, Drilon to be blamed for SEA Games mess Hontiveros presses for security audit of national power grid Fiery weigh-in whets appetites for Alvarez-Jacobs showdown Panelo: Duterte ‘angry’ with SEA Games hosting hassles View comments
About the authorPaul VegasShare the loveHave your say Southampton midfielder Ward-Prowse: We must regroup during international breakby Paul Vegas14 days agoSend to a friendShare the loveSouthampton midfielder James Ward-Prowse says they need to regroup during this international break.Saints lost their third top-flight game in a row on Sunday when they were comfortably beaten 4-1 by Chelsea at St Mary’s. Ward-Prowse said: “I think certainly it will be a case of having a look at ourselves individually and collectively.“First of all, we need to see what we ourselves as individuals need to do and change to bring to the table.“We’ve got a good period of time to work on a few things during the international break, so it will be a good time to work on them.“I think we all, individually, need to be better.“We’ve had an OK start to the season with a few good results here and there, but we need to be consistently better.“We want to start taking points off the big teams and we need to get that belief and drive back to do it again.”
Less than a year after the Tampa Bay Buccaneers made Darrelle Revis one of the splashiest acquisitions of the 2013 NFL off-season, the star cornerback is on the move again — this time as a free agent to the New England Patriots.The economics behind Tampa Bay’s desire to divest themselves of Revis were predictably complex, given the league’s byzantine salary-cap rules. But suffice it to say, Revis would have cost the Buccaneers’ front office a lot of money. On the field, though, he will bring a lot of value to New England. Last season, he ranked first among cornerbacks in Pro Football Focus’ play-by-play-based grading system (this data is behind a paywall), making it the second time he’s led the NFL in that metric over the past three years. (He also finished first in 2011.)But more importantly, Revis’ 2013 contributions extended beyond the stat sheet. Paradoxically, a top-flight cornerback’s statistics — particularly his interceptions — tend to go down as he plays better.Take the great Deion Sanders. According to Pro-Football-Reference’s Approximate Value (a measure of an NFL player’s overall value to his team), Sanders peaked during the 1996 season, when he was named first-team All-Pro while playing every game for the Dallas Cowboys. Yet that same season, he tied his career-low for interceptions in a season (two) — even a broken-down, 37-year-old Sanders had more picks with the Baltimore Ravens in 2004.What was going on? Teams were afraid to throw in Sanders’ direction. He wasn’t accumulating interceptions because he rarely had the chance to do so. The same was true for Revis last season. Despite posting one of the lower interception totals of his career, he was effectively shutting off one half of the field, keeping receivers from getting open and/or scaring the opposing quarterback away from risking a throw in his vicinity.Among qualified cornerbacks, only the Seattle Seahawks’ Richard Sherman discouraged opposing passes more than Revis. Teams threw in Sherman’s direction once every 17 snaps. Revis was targeted once every 15 snaps. Only two other CBs, the Atlanta Falcons’ Asante Samuel and the New Orleans Saints’ Keenan Lewis, even cracked the one-in-13 barrier last season. You can’t complete a pass if you don’t attempt it, so a lot of Revis’ value lies in this deterrent factor.All of this isn’t to say that the Buccaneers were wrong to release Revis. They’re a rebuilding team with a new coach, Lovie Smith, and have little use for a veteran soaking up a massive amount of cap room and costing them an extra draft slot. But the Patriots are getting a cornerback who still ranks among the game’s elite.
OSU sophomore defender Austin Bergstrom pushes the ball up the pitch during a game against Akron Sept. 24 at Jesse Owens Memorial Stadium. OSU lost 3-1.Credit: Ben Jackson / For The LanternComing off two wins against ranked teams, the Ohio State men’s soccer team’s focus was to not fall into a trap against a supposedly weaker squad.“If your aspirations are to go farther and compete maybe for a Big Ten championship or hopefully gain an NCAA Tournament bid, if you believe you can do that, you cannot let down against a team like Oakland,” OSU coach John Bluem said Monday.Unfortunately for the Buckeyes, a let down is exactly what happened.OSU (4-4-3, 2-1-0) fell to Oakland (3-5-1) in Rochester, Mich., by a final score of 1-0 Wednesday evening.The Grizzlies struck in the first half when senior forward Joey Tinnion received a pass off a misplay by OSU and put it past OSU redshirt-senior goalkeeper Alex Ivanov for the game’s lone score. The goal was Tinnion’s second of the season.The Buckeyes had their chances throughout the game, but were unable to get anything on the board.OSU took 12 shots, but only two of those were shot on goal. Overall, Oakland outshot OSU, 13-12, including a 4-2 advantage in shots on the mark.OSU’s slow day on offense came days after a six-shot-on-target, three-goal game against Michigan State last Saturday.Oakland has now won three straight games after beginning the season with five consecutive losses and a draw.The loss was the first for the Buckeyes against the Grizzlies in 14 all-time meetings. OSU was previously 11-0-2 in the series, including a 4-0 victory in Columbus last season.Before the game, OSU had found itself at No. 13 in the NCAA RPI rankings on top of receiving four votes in the coaches poll coming off its two wins against ranked opponents.The Buckeyes’ next shot to get back to their winning ways is set to come at home when they host No. 10 Indiana on Sunday. That game is scheduled to kick off at 2 p.m. at Jesse Owens Memorial Stadium.
Schalke 04 manager Domenico Tedesco has revealed he intends to win the team’s final group stage game of the UEFA Champions League despite already securing qualification to the second round.The Royal Blues face Lokomotiv Moscow tomorrow night, and Tedesco has stressed the importance of winning the game.“The game is important because we want to underline the fact that we deserve to be in the last 16,” said Domenico Tedesco, according to the club’s official website.“In the Champions League, we’ve played well four times and very badly once.”“On Tuesday, it’ll be about representing the club and the Bundesliga in the best way possible once again.”The Schalke manager also suggested that there could be changes from the 2-1 loss to Borussia Dortmund on Saturday.Tedesco: Schalke fell apart after Aguero’s penalty Andrew Smyth – March 13, 2019 Schalke 04 manager Domenico Tedesco believes Sergio Aguero’s penalty literally caused his side to fall apart following their 7-0 Champions League defeat.Guido Burgstaller, who was taken off after 36 minutes against Dortmund, won’t be available for Tuesday’s UCL game.Steven Skrzybski is also expected to miss out, and it’s still too early for Cedric Teuchert to think about playing the entire game.However, injuries can also provide the opportunity for other players in the squad to impress.“Ahmed Kutucu will definitely be in the squad. Ahmed is someone who always wants the ball and get forward. He can play up top, but he also plays quite well in midfield,” said Tedesco.The youngster has been causing a stir in the club’s U19 team recently.“He’s got great character and he’s earned the chance to get a few minutes under his belt,” added Tedesco.
Young Boys Coach Gerardo Seoane feels his side can upset Juventus in their final group game but admits they are “happy to face” Cristiano RonaldoJuve will win their Champions League group if they beat the Swiss champions tomorrow, with the hosts already eliminated.“The Champions League has the best teams,” Seoane said in his pre-match Press conference via Football Italia.“And a good day for Young Boys and with an opponent not at their best, we can get at least a point.“We’ve made progress [since the first game], against Valencia and Manchester United we played better and more attacking football.Europa League draw groups G and H George Patchias – August 30, 2019 Europa League groups G and H are a who is who of previous winners.UEFA.com confirmed that Europa League group G consists of, Porto, Young…“The Champions League is harder, the players are more difficult to make. You don’t often face players of the quality of [Paulo] Dybala and Cristiano Ronaldo, and Young Boys certainly lack experience compared to Juve.“I think Juventus will face this match to their full potential, and I don’t expect any gifts in that sense.“Ronaldo? Containing great champions like him is very difficult, sometimes impossible.“But if three people mark Ronaldo that leaves the others alone, so we need to defend collectively.“It’ll be difficult, but we’re happy to face him.”
Facebook Twitter Google+LinkedInPinterestWhatsApp#Bahamas, September 18, 2017 – Nassau – Fiscal imprudence by successive Bahamian governments continues to weigh down the public while crooked, inept and irresponsible politicians go free. The IMF is suggesting a low income tax on everyone getting a paycheck and some in the business community are rejecting that idea. Organization for Responsible Government said adding any further taxes ahead of the Government’s [planned fiscal] reform is unacceptable, and the suggestion of it is downright irresponsible.“In effect, what the IMF suggests by this is that if the Government taxes its citizens more the IMF will lend it more money. The Government does not need more money; it needs to learn how to live within its means, like the rest of us.”The DPM and Finance Minister said there are no internal talks about an #incometax but he told the Tribune the possibility is not ruled out and the Administration did take notice.The FNM did not run in the May 2017 elections on any promise of introducing income tax but Minister Turnquest explained: We will consider all available options to ensure that, at the end of the day, we have a tax system that is simple, reflective of our unique situation in terms of openness as an economy; is progressive rather than regressive so that the burden of taxation is not borne by the most vulnerable in our country, and achieves the revenue yield necessary to provide the services Government must provide for society.”#MagneticMediaNews Related Items:#incometax, #magneticmedianews Facebook Twitter Google+LinkedInPinterestWhatsApp
Webcasting and virtual events vendor ON24 has announced the winners of its first-ever ON24 Virtual Event Excellence Awards. The program was co-sponsored by the Online Marketing Institute, which provided judging on the nominees.According to ON24, the awards aim to recognize organizations that “push the boundaries of virtual communication and define best practices for the industry.” Eligible events were those produced in 2009 and hosted on ON24’s Virtual Show platform. A total of 22 nominations were submitted among the 300 events produced on the platform last year.Among the winners was UBM’s TechWeb, which snagged the award for best Virtual Event Innovation for the InformationWeek 500 virtual event. Other winners included IBM (for the best International Virtual Event), Oracle (best Partner/Customer Event), Lithium Technologies (best Attendee Engagement) and Sodexo (best Virtual Training).Nominee evaluations were based on ROI, “immersiveness,” branding impact, achievement of business objectives and overall quality, ON24 said.