Mobile fraud: More than 50% of high risk transactions originating from mobile

first_imgMobile fraud from mobile devices has rapidly evolved over the past several years. From this small, handheld device, your customers can request a ride, book a babysitter, conduct a video conference, apply for a loan or transfer money. In fact, over half (61%) of our protected transactions come from mobile devices so far this year, up from 56% in 2018 and 51% in 2017.As consumers shift to conduct more business on their mobile devices, fraudsters have taken notice. Ever relentless in trying to make their tactics look legitimate, mobile fraud perpetrators are mimicking the growth of mobile transactions by using either mobile devices or emulators on their desktops so transactions appear to be coming from mobile devices.In the first half of 2019, iovation saw 49% of risky transactions coming from mobile devices, up from 30% in 2018, 33% in 2017 and 25% in 2016. Throughout the globe and in every industry sector, iovation analysts are seeing an increase in mobile traffic correlated with an increase of risky transactions. continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

ECB quantitative easing: Question everything

first_imgAmazingly, it has taken us more than four years to get here. Perhaps even more amazingly, the QE has arrived long after the apparent crisis point for the euro-zone has passed – the hair-raising weeks of 2012 when Greece looked to be on its way out of the single currency and peripheral bond yields were rocketing skywards. Today, Spain’s 10-year bonds barely yield 1.5%, and the euro has weakened enough to generate a healthy current account balance.The ultimate and most politically controversial of emergency monetary measures comes not in response to impending crisis but in pursuit of the central bank’s core mandate of price stability. Some have said today’s decision is the logical conclusion of current president Mario Draghi’s promise, at the height of the crisis, to do “whatever it takes” to preserve the single currency’s integrity. But, in fact, it is simply the logical and possibly the only way the ECB can pursue its core mandate as deflation takes hold and its interest rates bump up against the zero bound. (While the Swiss National Bank has recently shown a possible way forward into the strange world of deeply negative rates, it is notable the ECB kept all of its rates unchanged today).Does deflation represent a threat to the integrity of the single currency? Given the indebtedness of some members, it certainly could, if left to fester, Japan-like, for a long time. Does the market anticipate such an outcome? Looking at the way it has been pricing things over recent weeks, one would have to conclude that it does.Not only have bond yields and inflation breakevens been plummeting – while the oil price has halved, gold has been getting a bid for the first time in ages, which suggests investors have started thinking about it as a currency without a counterparty again, rather than just another commodity, and are no longer turned off by the thought of holding an asset that generates zero income.This is why the way markets responded to today’s news is so important. The central bank came out with a slightly stronger package than expected, and all of the pro-QE plays that had been selling-off over the last couple of days caught a bid: yields were back down, slightly, and the euro sold off modestly. Gold headed back through $1,300/oz. It was looking like we would get a classic case of buying the rumour and selling the news – which, by the way, is precisely what we saw around the QE decisions from the Bank of England and the US Federal Reserve. That would have been a comforting sign that a lot of the positioning taken up over the past month or so has been technically rather than fundamentally driven: speculators on the margins making sure they caught the up-draught into the increasingly inevitable ECB QE decision, rather than hunkering down for a long haul of falling consumer prices and stagnating growth.Should we revisit that thesis in the light of today’s moves? Not necessarily. The modestness of those moves suggests they are not reflective of market disappointment but rather of appreciation that the central bank really is serious this time. The open-ended nature of the programme Draghi described in the press conference was notable, for example. The response of stock markets back this interpretation up.It’s early days, but if this more optimistic take on things sticks over the next days and weeks, we could be seeing the beginnings of what could be a powerful bull market in European risk assets – but perhaps not the long-overdue and much-needed correction in safe-haven rates. IPE’s Martin Steward analyses today’s long-awaited European Central Bank announcement“We are not running money printing presses,” said the president of the ECB.That was in the early summer of 2010, the man in charge was Jean-Claude Trichet, and he was reassuring French radio listeners that the recent decision to begin sterilised secondary-market purchases of private and government bonds was not the prelude to US and UK-style QE. He needed to do so because the central bank was running desperately low on credibility. Days earlier, Trichet had insisted this big step had not even been discussed; and the ECB had previously broken its promise that “no state can expect special treatment” on collateral eligibility requirements in order to try and get on top of the worsening Greek debt crisis.In my opinion column for IPE at the time, I made the fairly unsophisticated argument that the losses of the financial crisis were in the process of being socialised through the ECB, and that this would happen either through defaults on debts that were now held at the ECB, or through the soft default of “runaway inflation” as the euro was trashed with a massive programme of all-out QE.last_img read more

Pelkey, Haydon, Brand, Lujan venture to Class 4A State Wrestling Tournament

first_img Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comment (1) Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close WordPress.com Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings Sort by: Date Rating Last Activity Loading comments… You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. -1 Vote up Vote down WHS MOM · 284 weeks ago Good Luck to all Report Reply 0 replies · active 284 weeks ago Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new comments by Tracy McCue, Sumner Newscow — Four Wellington wrestlers will be headed to Salina for the Class 4A State Tournament, starting Friday and Saturday.Andrew Pelkey at 152 pounds, Joey Haydon at 182, Skylar Brand at 220, Miguel Lujan at heavyweight will begin their venture to Salina Bicentennial Center. Fan information on pricing and location can be found here.General admission gates open at 8 a.m. The first round starts at 10 a.m. The second-round championship quarterfinals is at 2 p.m. and the first round consolation and championship semifinals is scheduled for 4 p.m.Session II starts Saturday at 9 a.m. and will run through the evening. Sumner Newscow will have live twitter updates throughout the tournament as long as there are Wellington wrestlers involved. Andrew PelkeyWellington head wrestling coach Mitch McComb said all four boys received favorable draws in the tournament.Pelkey (8-1) will be wrestling a fourth seed from the Hays Regional Nathan Nelson of Chapman (17-16) in round one.“Interesting fact, Andrew never had won a high school tournament until Saturday when he won the regional championship in Pratt,” said Mitch McComb, Wellington head wrestling coach.Pelkey is currently ranked fourth in the Kansas Wrestling Coaches Association rankings. Three wrestlers ranked ahead of him: Jon Pratt of Baldwin, Caleb Vikman of Spring Hill, and Seth Strauss of Abilene, all won their regional tournaments.Joey HaydonAt 182, senior Haydon (24-15) will put his regional second seed  to the test against Kaleb Jost of McPherson (25-20). If he can survive there, he could be battling Alex Bejarano of Basehor-Linwood, a fifth-ranked wrestler.Skylar BrandAt 220, Brand (25-6) is wrestling as well as he has all season. If the senior could get out of the first round, he could be seeing a top five wrestlers from Paola, Duncan Watrous of Paola in the second round.At heavyweight, Lujan, at 7-2, will come in as a regional third seed. Based on the regional tournament, all bets are off for this surprising state qualifier. With Lujan this is all gravy.Migel LujanHe meets Sam Cristy (32-11) from Spring Hill. If Lujan survives that, then it will be likely be a battle with Jason Zook of Chapman (12-0) in the second round.All the state tournament brackets can be found here.Follow us on Twitter.last_img read more

EVERY goal and assist of attacker Man United are ready to splash £26m on

first_imgHenrikh Mkhitaryan is on the verge of joining Man United from Borussia Dortmund.The 27-year-old, who has a year left on his contract, could cost the club around £26m with personal terms between both parties reportedly agreed.Last season Mkhitaryan scored 11 Bundesliga goals and created 15 and you can see every one of those in the video above.He has been a Dortmund player since 2013 after joining from Shakhtar Donetsk in a £24m deal and rejecting the likes of Liverpool in the process.last_img read more